Stripe (US) is a financial services platform that helps businesses of all sizes accept payments, build flexible billing models and manage money movement. It is the technical reference among gateways, with industry-praised APIs and documentation.
What it does
- Accept cards and local methods via Checkout, Elements or Payment Links
- Charge subscriptions, invoices and usage (Billing and Invoicing)
- Block fraud with Radar and 3DS verification
- Issue corporate cards (Issuing) and manage balances (Treasury)
Products
Beyond the gateway (cards, wallets and local methods), the ecosystem has Billing for subscriptions, Invoicing for invoices, Radar for fraud, Terminal for POS, Connect for marketplaces and Issuing/Treasury for cards and balances — all under one dashboard and API set.
Public pricing
- Standard published per country (US: 2.9% + US$ 0.30 per successful card charge)
- No setup or monthly fees; charged on successful usage
- Custom plans for high volume (contact sales)
Strengths
- Reference APIs and documentation — very fast time-to-market
- Complete package: gateway, subscriptions, fraud and issuing in one contract
- Reliability and uptime at large scale
Points of attention
- High standard fee for small volumes and low tickets
- Product availability varies by country (Brazil has its own methods/limits)
- Advanced products (Connect, Issuing) require dedicated integration